• Preheat oven to 350 degrees.
  

  2. In a large mixing bowl, add brown sugar, vanilla, vanilla pudding mix, flour, salt, baking soda, baking powder, cinnamon and nutmeg. Whisk to combine.
  

  3. To dry ingredients, add egg, butter, vanilla, sour cream, milk, and mashed bananas. Stir together with a wooden spoon or silicone spatula until all ingredients are well combined and a thick batter has formed. If adding nuts or chocolate chips, stir those in as well.
  

  4. Spray a loaf pan with nonstick cooking spray and pour batter into loaf pan, spread out with spoon to form even layer. If adding crumb topping, mix all ingredients listed above and spread over top batter in an even layer.
  

  5. Place the loaf pan in the oven and bake, undisturbed for 45 minutes. At 45 minutes, remove pan from oven and insert a toothpick into the center of the bread. If toothpick does not come out clean, bake another 10 minutes, or until toothpick inserted in center comes out clean. Allow bread to cool completely in loaf pan before serving.
  

Crumb Topping:

• Combine all ingredient in bowl with a fork until crumbs form. For larger crumbs, press small handfuls with your finger to encourage larger pieces. Sprinkle over the top of bread batter before baking and follow above instructions.